The right reward-point credit card can mean big savings when it comes to booking your honeymoon—especially if you put all of your wedding expenses on it. We turned to "The Points Guy," Brian Kelly, the foremost expert on the topic, for his top picks.
If you eat out and travel a lot
With double points on travel and dining, the Chase Sapphire Preferred is hard to beat.
Pros: Approved expenses include delivery services like Seamless, plus all transportation—rental cars, Uber, even public transit. You get 50,000 points for spending $4,000 in the first four months, and 5,000 for a second card.
Cons: A $95 annual fee, waived the first year. Just 11 hotel and airline transfer partners, fewer than others (American Express has 30).
For the most value
The Starwood Preferred Guest Credit Card by American Express has incomparable flexibility, and the rewards go a long way.
Pros: It has 30 airline transfer partners, including Delta and American, and for every 20,000 points you transfer to an airline, you get 5,000 bonus points. You can also redeem for VIP concert tickets and other SPG Moments. No foreign-transaction fee.
Cons: A $95 annual fee, waived the first year; just one point per dollar spent on non-SPG hotel purchases.
To earn cash
The Citi Double Cash Card is for you. Rather than offering cash back on rotating categories like gas and groceries, this card gives it to you all the time, no exceptions.
Pros: You'll earn 2 percent back on anything (half when you buy, and half when you pay your bill in full). No annual fee.
Cons: A 2.7 percent foreign-transaction fee.
For hotel nights
The Chase Hyatt Visa and Citi Hilton HHonors Reserve Card. You could get both of these cards and stay for a week in the Maldives at almost no cost. Enough said.
Pros: Two free nights at any Hyatt when you spend $2,000 in the first three months (Chase); two free weekend nights after spending $2,500 in the first four months (Citi). No foreign-transaction fees (both).
Cons: Points are only good for standard rooms (you can pay to upgrade). There's a $75 annual fee, waived the first year (Chase), and a $95 annual fee (Citi).
To fly free
Southwest Airlines Rapid Rewards Premier Credit Card. Look no further if you travel a lot domestically or are planning a trip to Central America or the Caribbean.
Pros: Earn 110,000 qualifying points and your spouse (or other companion) can fly free for an entire calendar year. The 50,000-point sign-up bonus counts toward the 110,000 points. You can transfer hotel points from Marriott, Hyatt, and a few other brands to help reach that number. No foreign-transaction fee.
Cons: There's a $99 annual fee, applied to your first billing statement.